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DIFC vs. ADJD Wills: Which One is Right for You?
When planning your estate in the UAE as an expat, choosing the right Will jurisdiction is key. Two of the most trusted options are DIFC Wills and ADJD Wills. Both are legally binding and serve different types of needs. Here’s a detailed comparison to help you make an informed decision.
1. Jurisdiction
• DIFC Wills: Governed by the common law system of the Dubai International Financial Centre. Ideal for those who are familiar with or prefer common law.
• ADJD Wills: Governed under Abu Dhabi Judicial Department’s civil law system, offering an alternative within the UAE legal framework.
2. Language of the Will
• DIFC: Entirely in English. No Arabic translation is required.
• ADJD: Bilingual. Prepared in English and translated officially into Arabic. Both versions are legally binding.
3. Asset Coverage
• DIFC: Covers assets both in the UAE and internationally.
• ADJD: Only covers assets located within the UAE.
4. Registration Process
• DIFC: Can be completed via a virtual appointment (video call) with the DIFC Wills Service Centre. The Will is signed before a registrar, electronically during the video call.
• ADJD: Can be completed remotely by scanning and emailing signed documents. No physical appointment is necessary.
5. Costs
• DIFC: AED 10,000 for a Single Will and AED 15,000 for Mirror Wills.
• ADJD: AED 950 per Will. More affordable for individuals with assets only in the UAE.
6. Accessibility
• DIFC: Ideal for individuals with international assets and those familiar with common law.
• ADJD: Suitable for residents with assets based in the UAE who prefer a cost-effective, remote option.
Comparison Table
| Feature | DIFC Will | ADJD Will |
| Legal Framework | Common Law (DIFC) | Civil Law (ADJD) |
| Language | English only | English + Arabic |
| Coverage | UAE + International assets | UAE assets only |
| Signing | Virtual | Virtual |
| Cost | AED 10,000 for Single Will and AED 15,000 for Mirror Wills | AED 950 per Will |
| Best for | Global assets, expats familiar with common law | UAE-based assets, budget-conscious individuals |
Choose a DIFC Will if you hold international assets or prefer a common law framework. Whereas, you may choose an ADJD Will if your assets are solely in the UAE and you prefer a more affordable and streamlined remote process.
For assistance with DIFC or ADJD Will registration, contact us for expert guidance from consultation to final registration.
