TERMS AND CONDITIONS OF USE

Introduction:

Firm Advice, a distinct legal entity established within the Emirate of Ras Al Khaimah, United Arab Emirates, operates the website www.firmadvice.ae, hereinafter referred to as the "Website." This entity is officially registered in the Ras Al Khaimah Economic Zone (RAKEZ). Throughout the context of this communication, the terms "we," "us," or "our" denote Firm Advice. Conversely, references to "you," "User," "your," or "yours" are directed towards individuals accessing the Website.

Clarification of Website Ownership:

The Website, www.firmadvice.ae, is unequivocally the property of Firm Advice. This legal entity is duly established in the Emirate of Ras Al Khaimah, and it operates within the confines of the Ras Al Khaimah Economic Zone in the United Arab Emirates (UAE). It is essential to note that when addressing an entity, the terms "you," "your," or "yours" extend their reference to the corresponding entity, which may manifest as a sole proprietorship, partnership, or a company.

Elaboration on Terminology:

In the context of the Website and its usage, the terminology becomes crucial. "You," as mentioned earlier, encompasses individuals interacting with the Website. However, this extends to entities as well, broadening the scope to include sole proprietorships, partnerships, or companies. Conversely, terms such as "we," "ourselves," "our," or "us" are employed to represent Firm Advice.

User Guidance:

Prior to deciding whether to accept and proceed, it is strongly recommended that users thoroughly review these comprehensive Terms of Use. This encompasses the entirety of the document, emphasizing the importance of understanding and agreeing to the terms outlined herein before initiating access to the Website or engaging in the registration process.

Agreeing to Access:

Engaging with the Website entails your implicit agreement to adhere to the stipulations outlined in these Terms of Use and our Privacy Policy, collectively referred to as the "Legal Terms." This agreement is activated upon accessing the Website or completing the registration process on the platform. It is imperative to acknowledge that if you find yourself unwilling to consent to our Legal Terms, abstain from accessing, viewing, or utilizing any aspect of our Website or proceeding with the registration as a User.

Scope and Purpose Clarification:

The operational domain of the Website is under our administration, and your interaction with it must align with the parameters defined in the Legal Terms. Specifically, when you initiate the process of ordering a Service through the website, a pivotal agreement comes into effect. By proceeding with the order, you implicitly consent to the establishment of a contractual relationship between yourself and Firm Advice. Importantly, this commercial relationship is explicitly and contractually governed by the terms encapsulated within the Legal Terms.

Overview of Services:

Within the expansive array of offerings, the Website presents a spectrum of legal consultancy Services as well as company formation Services. The company formation Services encompass the establishment of mainland companies, offshore entities, and free zone companies, each tailored to meet diverse business needs. The legal consultancy services encompass consultancy on wills, powers of attorney and other basic contracts and agreements. In addition to company formation, the Website extends its scope to provide a suite of associated Services. This comprehensive range includes the facilitation of bank account setups. Furthermore, the platform caters to additional needs such as true copy attestations, witnessing of signatures, PRO services, visa services, business consulting, VAT registration, and local sponsorship services.

Access Guidelines:

Age Requirement:
To access the Website, individuals must be a minimum of 21 years old.

Lawful Use:
Utilize the Website strictly for lawful purposes. Information Upload Authorization: Information regarding the Services may be uploaded by us or parties authorized under the Legal Terms or other agreements between us and such parties.

Responsibility for Access:
Responsible for your internet connection to access the Website on your computer or mobile device. Ensure that anyone accessing the Website through your connection is aware of and complies with our Legal Terms.

Prohibited Usage:
Do not use the Website or Services:
Unlawfully, abusively, or in a manner prohibited by the Legal Terms.
To harm or attempt to harm minors.
To transmit material in breach of the Legal Terms.
For unsolicited advertising or promotional material ("Spam").

Website Availability:
While efforts are made to ensure 24/7 availability, temporary suspensions may occur without notice (e.g., system failure, maintenance).
We are not liable if the Website is unavailable for any reason.

Temporary Access and Restriction:
Temporary access is permitted, but we reserve the right to deny or restrict access temporarily or permanently without liability and without providing reasons.
This may include blocking access from a specific computer or mobile device at any time.

Content Usage and Website Links Guidelines:

Ownership and Protection:
All Content on the Website, including text, graphics, trademarks, and more, is owned, controlled, or licensed by Firm Advice and is protected by global copyright laws.

Permissible Use:
Unless expressly stated otherwise: You may use Our Content for personal, non-commercial purposes. Prohibited actions include copying, reproducing, republishing, uploading, and distributing Our Content without prior written permission. Redistribution, removal of copyright notices, and creating databases using Our Content require our explicit consent.

Link Creation:
Creating links to or from our Website necessitates prior written consent.

Third-Party Content:
Content from third-party providers on the Website must not be duplicated, distributed, or misused.
Adherence to terms disclosed by third-party service providers is mandatory, potentially requiring direct agreements with them.
The presence of trademarks or intellectual property rights on the Website doesn't grant you a license or right to them.

Reserved Rights:
Any rights not explicitly granted in the Legal Terms are reserved.

Termination of Permissions:
Breaching Legal Terms provisions results in the automatic termination of your permission and license to use Our Content. Immediate deletion or destruction of downloaded or printed extracts of Our Content from the Website is mandatory upon such termination.

Registration Guidelines:

Access without Registration:
Initial access to Website material is permitted without registration, but certain areas and services may require registration for access. Accurate Registration Information: Registered users must provide accurate and complete information. Notification to us about changes, particularly to your email address, is mandatory. Impersonation Prohibition: You commit to not impersonating anyone during registration or use of the Website and its services.

Security Measures:
Safeguard your username and password (ID). Prohibit others from accessing the Website using your ID.

Liability for Access:
You are liable for all Website access under your ID. We hold no liability for unauthorized use of your ID. Qualification for Registration: Eligibility for registration requires no prior termination as a User by us.

Profile Creation Benefits:
Registration and profile creation grant access to various Website Services without separate registrations. Additional terms and conditions for specific services will be presented for separate acceptance. ID Safety and Account Authenticity: Commitment to keeping your ID secure and not sharing it. Prohibition of creating multiple or false accounts.

Usage Restrictions:
Prohibited usage includes sending chain emails, Spam, or materials that are unlawful, threatening, abusive, libelous, indecent, infringe copyright, or contain illegal content. Website Usage Details: Service Selection and Payment: Choose a Website Service from the displayed list. Payment for the selected Website Service is conducted through the Website.

Objective Achievement Disclaimer:
No assurance is provided that the chosen Website Service will ultimately meet your objectives. The Website Service is delivered based on your chosen package and decisions.

Third-Party Service Quality Assurance:
No guarantees are given regarding the quality of services offered by third-party service providers. Firm Advice disclaims liability for any negligence, errors, or service quality issues attributed to third-party service providers.

Limitations on Website Service Usage:

Establishment of General Practices:
We may set general practices and limits for utilizing the Website Service. The right is reserved to modify, suspend, or discontinue any aspect of the Website Service without notice or liability.

Changes in Service Operation:
The ability to change hours of operation or availability, as well as imposing limits on features or restricting access, is retained. Such changes can be implemented without prior notice and without incurring liability.

Functionality Assurance Disclaimer:
No warranty is provided that the functions within the Website Service will be uninterrupted or error-free.
Firm Advice is not accountable for service interruptions, including power outages or system failures, affecting payment processing or the Website Service.

Fees and Payment Terms Details:

Payment in Advance:
To access services on our Website, a prior payment of the service fee is required. Additionally, the administration fee and UAE Government-imposed value-added tax (VAT) are acknowledged, with any applicable out-of-pocket expenses to be paid based on actuals. Currency and Additional Charges: Commitment to paying the service fee in the currency designated by us and displayed on the Website. Any associated bank charges are the sole responsibility of the user.

Unilateral Fee Revision:
Firm Advice retains the unilateral right to revise service fees for Website services without prior notice or intimation.

Rating Process Guidelines:

Definition of Ratings:
"Ratings" encompass ratings and/or comments posted by Users on the Website.
Users are required to rate Website Services at a time determined by Firm Advice.

Warranty for Ratings:
By posting Ratings, users warrant that:
They are or have been a User through the Website. Statements of fact in the Ratings are true. Opinions expressed in the Ratings are genuine and honestly held.

Content and Language Guidelines:
Users committing to not using obscene or offensive language in Ratings. Prohibition against submitting defamatory, abusive, or hateful material, invading privacy, harming other Users, or engaging in conduct violating laws.

Advertising Restrictions:
Users must refrain from submitting material constituting junk mail or unauthorized advertising. Solicitation of other Users to buy or sell services without prior written consent is prohibited.

Website's Limited Control:
Recognition that the Website has limited control over ratings, comments, or content. Acknowledgment that the Website may include material deemed distasteful, misleading, inaccurate, offensive, or objectionable.

Responsibility for Content Preservation:
Firm Advice assumes no responsibility or liability for preserving content on the Website. The Website may modify or remove content at its sole discretion.

30-Day Money Back Guarantee Details: Guarantee Offering:
A 30-day money back guarantee is provided for Website Services.

Conditions for Refund or Credit:
Refund or credit is not offered unless there is a breach of promises made by Firm Advice.

Assessment of Refund Requests:
Refund requests are assessed based on the merits of the Website Service purchased and reasons stated.
Non-obligation to refund in scenarios like changing one's mind, accidental purchases, changed service requirements, non-compliance with foreign laws, service discontinuation due to law changes, goodwill requests, delays in external processes, or denial of external approvals.

Refund Process:
Refunds, if decided, are generally processed using the same method as the purchase. Refunds will be made in United Arab Emirates Dirham (AED), unless otherwise determined by Firm Advice.

Only service fees are eligible for refunds; taxes and administration fees will not be refunded.

Forums and Posting Content Comprehensive Guidelines:

Nature of Forums:
The Website incorporates dynamic features like chat rooms, bulletin boards, discussion groups, and other public areas, including a rating section, collectively referred to as "Forums."
These Forums allow Users to interact and contribute User-Generated Content (UGC).

Forum Provision Information:
Users will be provided with clear information about the nature of Forum services. It's important to note that the provision of Forums is at the discretion of Firm Advice, and the right is reserved to cease providing them without prior notice and without incurring any liability.

User-Generated Content (UGC) in Forums:
Forums may include UGC not only from Users but also from us, businesses, or special guests chosen by us. It is crucial to understand that the opinions expressed by these entities are their own and may not necessarily be endorsed by Firm Advice.

Requirements for UGC Posting:
In order to become an information publisher and post UGC, user registration is required unless otherwise stated. By posting UGC, users warrant that they are at least 21 years old, will comply with additional Forum rules, and are the rightful owner or licensee of the posted content.

Warranties for Posted UGC:
Users, by posting UGC, provide various assurances, including the accuracy of stated facts, genuineness of opinions, and compliance with legal and ethical standards. Additionally, users must ensure that posted UGC is not confidential, does not violate intellectual property rights, and adheres to laws and regulations.

Restrictions on UGC:
Certain restrictions govern the content of UGC. Prohibitions include posting commercial material, confidential information, or UGC unrelated to the Forum's designated topic.

License Grant for UGC:
Users grant a perpetual, royalty-free, worldwide, exclusive license to Firm Advice for the use, reproduction, modification, and distribution of the posted UGC. This license can be terminated by the removal of UGC from the Website, subject to user initiation.

Indemnification for UGC:
Users agree to indemnify Firm Advice from all claims, costs, liabilities, and expenses arising from any breach of the Legal Terms in relation to their posted UGC.

Identity Disclosure and Third-Party Claims:
In situations where third parties claim UGC violations, users consent to the disclosure of their identity. Users acknowledge that Forums may contain unmoderated UGC, and Firm Advice is not liable for the content viewed on the Website.

Moderation and Editing Rights:
While Forums may not be fully moderated, Firm Advice reserves the right to engage in moderation, oversight, and editing of UGC. This may be executed through human moderation or technical methods. Users can be contacted via email or other means concerning their use of Forums.

Data Protection Guidelines:

Personal Data Processing:
Personal data submitted on the Website undergoes processing and protection aligned with our comprehensive privacy policy.

Integration with Terms of Use:
The privacy policy is seamlessly integrated as an essential component of the Terms of Use. Privacy Policy Details: For in-depth information regarding the gathering, processing, usage, disclosure, and management of personal data, please refer to our Privacy Policy.

Holistic Understanding:
Recognizing that the Privacy Policy provides a holistic understanding of how personal data is handled ensures transparency and compliance with established guidelines.

Reporting Offensive or Illegal Content Guidelines:
Content Concerns: Acknowledgment that Firm Advice doesn't control all User-Generated Content on Forums but discourages harmful, offensive, or illegal content.

Reporting Process: Users are encouraged to report concerns about content via email at "info@firmadvice.ae."

Details to include in the report:
Location of the content. Brief description justifying harmful, offensive, or infringing nature. Information related to copyrighted work if applicable. Contact details of the reporting party.

Removal Process:
Firm Advice commits to removing any of its Content or User-Generated Content believed to breach Legal Terms without prior notice if such content is deemed harmful, offensive, or in violation of rights.

Suspension or Termination of Registration/Access to Forums Guidelines: Determining Breach of Legal Terms:
Firm Advice reserves the sole discretion to determine if there is a breach of Legal Terms or applicable laws through a user's Website use.

Actions in Case of Violation:

Potential actions for violation include:
Termination of any agreement with immediate effect. Requirement for the user to fill any vacant position in a Company due to termination. Firm Advice is not liable for damages following immediate termination.

Consequences of Non-Compliance:
Failure to comply with Legal Terms or using the Website in bad faith may result in various actions: Immediate, temporary, or permanent withdrawal of Website usage rights. Immediate, temporary, or permanent removal of User-Generated Content. Issuing warnings to the user. Legal proceedings for cost reimbursement. Further legal actions against the user. Disclosure of information to law enforcement authorities. Any other action deemed appropriate by Firm Advice.

Termination Without Prejudice:
Termination doesn't prejudice any rights or liabilities, whether arising before or after termination. The right to immediate termination for good cause remains unaffected.

Guidelines for Viruses, Hacking, and Other Offences:

Prohibited Actions:

Users must not engage in the following actions:
Introduce viruses, trojans, worms, or other malicious material to the Website.
Attempt unauthorized access to Website servers or connected systems.
Conduct denial-of-service or distributed denial-of-service attacks on the Website.
Use software or manual processes to access, copy, or monitor the Website without authorization.
Probe, scan, or test the vulnerability of the Website or connected networks.
Attempt to trace information about other users or clients.

Immediate Consequences for Breach:
Breaching these prohibitions immediately terminates the user's right to access the Website. Such breaches are considered criminal offenses, reported to relevant law enforcement authorities, with cooperation in disclosing user identity.

Limitation of Liability:
Firm Advice is not liable for any loss or damage resulting from distributed denial-of-service attacks, viruses, or other harmful material affecting users' computer equipment, programs, data, or proprietary material due to Website access or material downloading.

Cooperation with Authorities:
In case of criminal offenses, Firm Advice cooperates with law enforcement authorities to ensure the necessary actions are taken.

Third-Party Website Guidelines:

Software Representation:
Firm Advice provides no representations or warranties concerning the accuracy, functionality, or performance of any third-party software associated with the Website.

Links to Third-Party Websites:
The Website may feature links to independent Third-Party Websites, either directly or through frames. Firm Advice aims to indicate when such links are established, even if the Third-Party Website is co-branded, incorporating its trademarks. Firm Advice disclaims responsibility for the availability or content of Third-Party Websites. Firm Advice is not involved in or responsible for any transactions related to goods or services from these Third-Party Websites.

Downloaded Material from Third-Party Websites:
Users acknowledge that downloading software or other material, files, images, or data from Third-Party Websites linked through the Website is done at their own risk. Firm Advice holds no responsibility or liability associated with such downloads. No Guarantees on Third-Party Software: Firm Advice makes no guarantees regarding the accuracy, functionality, or performance of any third-party software used in connection with the Website.

Advertising and Sponsorship Guidelines:
Inclusion of Advertising and Sponsorship: Certain sections of the Website may feature advertising and sponsorship content. Advertiser and Sponsor Responsibility: Advertisers and sponsors bear the responsibility to ensure that submitted material aligns with applicable laws. Firm Advice's

Role:
Firm Advice disclaims responsibility for any errors or inaccuracies in advertising material provided by advertisers and sponsors.

User Consideration:
Users are advised to be aware of the distinct responsibility of advertisers and sponsors for the content they submit for inclusion on the Website.

Compliance with Applicable Laws:
All advertising and sponsorship material must comply with relevant laws, and any issues arising from non-compliance are the responsibility of the advertisers and sponsors.

Right to Refuse Services Guidelines:

Reserved Discretion:
Firm Advice retains the right to refuse any or all of its services to any user.

Without Obligation to Provide Reasons:
Firm Advice is not obligated to provide any reason or explanation for such refusal. Absence of Responsibility: Firm Advice cannot be held responsible, under any circumstances, for the decision to refuse services.

Unrestricted Authority: The decision to refuse services is made at the sole discretion of Firm Advice.

Third-Party Copyright Guidelines:

Content Ownership:
Certain content on the Website, including but not limited to images and audio-visual material, may constitute copyrighted works owned by third-party service providers.

Rights Reservation:
Third-party service providers reserve all rights to their copyrighted content used on the Website.

Entitlement to Legal Terms:
Third-party service providers are entitled to the benefits of the Legal Terms in relation to their content, as if they were Firm Advice.

Binding Agreement:
Third-party service providers are bound by the Legal Terms concerning their content on the Website.

News by E-mail Guidelines:

Subscription Option:
Users may have the option to subscribe to our e-mail news service.

Subject to Legal Terms:
If you choose to subscribe, your use of any information received through this service is subject to the Legal Terms.

Privacy Policy Guidelines:

Usage of Personal Information:
Personal information provided by users is utilized solely by Firm Advice in alignment with our privacy policy.

Exclusion for Third-Party Websites:
Our privacy policy is not applicable to Third-Party Websites.

Incorporation into Legal Terms:
The privacy policy is incorporated into the Legal Terms as if fully presented herein.

Consent Through Legal Terms:
Agreement to the Legal Terms implies consent to how Firm Advice manages personal information as outlined in the Privacy Policy.

Communication and Instructions Guidelines:
Modes of Communication: Parties may transmit instructions, notices, documents, or any communication through courier or e-mail.

User Obligation:
Users commit to promptly informing Firm Advice of any changes to their address, e-mail, or telephone number.

Notification Responsibility:
It is the user's responsibility to keep Firm Advice updated on changes to contact details.

Effective Communication Channels:
Both courier and e-mail are recognized as effective channels for communication between the parties.

Detailed User-Centric Disclaimer:

No Warranty Provided:
We distribute the content of the website to you without any warranty of any kind. This encompasses both express and implied warranties, including but not limited to warranties of title or fitness for a particular purpose. This disclaimer extends to both us and any provider of third-party content or their respective agents.

As-Is Basis:
Information on the website is presented on an "as is," "as available" basis, maintaining the broadest extent permitted by law.
Neither we nor any provider of third-party content or their respective agents make any warranty or representation concerning the nature of such information, both in terms of the website itself and its content.
As a user, you explicitly agree that the entire risk associated with the quality, performance of the service, and the accuracy or completeness of its content rests solely on you.

Use at Your Own Risk:
Your utilization of the services provided by us on the website is entirely at your own risk.
We explicitly disclaim any responsibility for any losses that you may incur as a result of your engagement with the website services.

No Express or Implied Warranty:

We and any provider of third-party content or their respective agents:
Make no express or implied condition, warranty, representation, or undertaking concerning the accuracy, adequacy, completeness, reliability, or timeliness of its content. Additionally, we emphasize the error-free use of the website. Do not represent or warrant that the website will be available or meet your requirements, assure uninterrupted access, prevent delays, failures, errors, or omissions, safeguard against loss of transmitted information, guarantee the absence of viruses or other contaminating or destructive properties in transmission, or prevent damage to your computer system.

User's Responsibility for Protection:
You assume sole responsibility for adequate protection and backup of data and/or equipment. It's your duty to undertake reasonable and appropriate precautions to scan for computer viruses, other contamination, or destructive properties.

Content Reliance Warning:
Acknowledge that any reliance upon the website's content shall be at your sole risk. We offer no commitment to update content that may be outdated, and you should be aware that relying on such content carries inherent risks.

Limitation of Liability Clarification:

General Information Disclaimer:
Our Content and any User-Generated Content are provided for your general information and use only. It is not tailored to address your specific requirements. Although we strive to update the Website regularly, please be aware that Our Content or User-Generated Content may become outdated, and we bear no responsibility for not updating it. Importantly, the provided content does not constitute advice, recommendations, or arrangements from us and should not be solely relied upon for decision-making.

No Liability for Reliance and Arrangements:
We hold no liability for: Any reliance you place on Our Content or User-Generated Content. Any arrangements made between you and third parties named on the Website. Such arrangements are solely at your risk and responsibility.

Disclaimer of Warranties:
Due to the diverse sources of Our Content and User-Generated Content and the nature of electronic distribution via the internet, we do not provide warranties for the Website or the Website Services. The Website Services are offered on an "as is" basis, disclaiming all warranties, conditions, or duties, including implied warranties of merchantability, fitness for a particular purpose, express or statutory warranties, and warranties or duties regarding accuracy or timeliness. Additionally, we do not warrant that the Website Services are free from viruses or other harmful properties.

Limitation of Consequential Damages:
To the fullest extent allowed by applicable law, you agree that we will not be liable for consequential or incidental damages, including but not limited to loss of business, income, revenue, profits, contracts, data, privacy, goodwill, or any indirect, special, or punitive damages arising out of or in connection with the use of the Website or the Website Services, or any breach of the Legal Terms by us, even if we have been advised of the possibility of such damages.

User Responsibilities for Communication Means:
Damage or loss resulting from the use of communication means (postal services, telegraph, telex, facsimile, telephone, other means) shall be borne by you, unless gross negligence on our part is proven. We are not responsible for breakdowns in communication means necessary for Website Services or for any mail or calls received for the purposes of our Website Services.

Indemnification Agreement:
You agree to fully indemnify, defend, and hold us, our Affiliated Company, and their respective officers, directors, owners, agents, information providers, and copyright owners from any claims, losses, costs, and expenses (including attorneys’ fees) incurred due to any claim arising from your use of or connection to the Website or any breach by you of the Legal Terms.

Company Naming Procedure:

Name Proposal Feature:
Our Website provides you the option to propose two (2) names for your company.

Verification Process:
However, it's important to note that obtaining the company name exactly as per your preference(s) may not always be feasible.

Regulatory Compliance:
The request for the proposed company name(s) undergoes a thorough verification process. This involves cross-referencing with the National Economic Register of the UAE.

Registry Approvals:
Additionally, approvals from the concerned registry are essential in the finalization of the proposed company name(s). This process ensures adherence to regulatory standards and seeks to accommodate your company name preferences within the framework of legal and registry requirements.

Entity Disclosures Responsibilities:

User's Responsibility:
It is your sole responsibility to ensure the required information about your entity is disclosed to the relevant government bodies, in accordance with the laws of the UAE.

Authorized Disclosures:
We do not unilaterally disclose entity information. Disclosures are made only upon your authorization. Specific written directions from you are required for disclosures, along with the payment of prescribed fees.

User-Liability Clause:
We will not be held liable in the event of penalties imposed on you. This includes cases where penalties arise from your failure to disclose information promptly or to pay required fees in a timely manner.

Client Due Diligence Protocol:

Mandatory Preliminary Due Diligence:
In accordance with legal requirements, we are mandated to conduct a preliminary due diligence on our clients. This is contingent upon the accuracy and truthfulness of the information provided to us.

Declaration of Accuracy:
By engaging our services, you declare that the information furnished to us is accurate to the best of your knowledge. Furthermore, any documents submitted are affirmed to be true copies of the originals.

Verification Procedures:
You commit to undergoing ID verification, face verification, and document verification as part of the application process for a Website Service.

Enhanced Verification Possibility:
Additional document submissions and supplementary verification checks may be requested to facilitate background verification procedures.

Non-Liability for Falsification:
We explicitly absolve ourselves from any liability stemming from the falsification of information or documents. The responsibility lies with you in maintaining the accuracy and authenticity of the provided details.

Enhanced Due Diligence Procedures:

Scope of Enhanced Due Diligence:
We may conduct enhanced due diligence on you, encompassing, but not limited to, scrutinizing your source of funds, business affiliations, and any negative media associations.

Obligation for Documentation:
You agree to furnish all necessary documents and information requested for enhanced due diligence. This includes the commitment to sign requisite forms and documents integral to this process.

Declaration of Politically Exposed Person (PEP) Status:
In the event of inquiry, you commit to disclosing your status as a politically exposed person in any country, if applicable.

Responsiveness to Inquiries:
If subjected to questioning arising from the enhanced due diligence, you undertake to provide reasonable explanations to address any queries.

Service Discretion Based on Due Diligence Outcome:
We retain the right to decline provision of our Website Services depending on the outcome of the enhanced due diligence, with due consideration to the information obtained.

Bank Account Application Assistance:

Application Process Assistance:
Firm Advice will assist in the application process for opening a bank account.

No Guarantee of Successful Opening:
Firm Advice does not guarantee the successful opening of a bank account. The decision to open a bank account solely rests with the respective banks.

Bank's Discretion:
The decision to open a bank account depends on various factors, including the applicant's profile, nature of business activity, and subjective criteria set by each bank. This discretion is subject to change.

Service Fee Purpose:
The service fees charged by Firm Advice are solely for assisting in the application filing for bank account opening.

Non-Refundable Service Fees:
Firm Advice shall not refund any part of the service fees if a bank rejects or fails to process the application for bank account opening, regardless of the reason.
Corporate Services Provider/Registered Agent Transition If you decide to terminate our services for any mainland, free zone, or offshore company, a fee of AED 5000 will be applicable for the issuance of the No-Objection Certificate (NOC) related to the disengagement process.
Website Services Disclaimer Our commitment is to deliver the chosen Website Service to the best of our abilities, but the successful completion may be influenced by external processes and approvals.
We do not guarantee the outcomes of external processes and approvals, and we are not responsible if the Website Service faces disapproval or delays from external bodies.
No refunds, either partial or complete, for service fees or government fees will be provided in the event of disapproval or delays in the Website Service caused by external bodies.
Entire Agreement The Legal Terms constitute the comprehensive understanding and agreement governing your use of the Website and Our Content.
All prior courses of dealing, written or oral understandings, discussions, representations, correspondence, and communications between us and you regarding the covered matters are replaced by the Legal Terms.
You acknowledge that you haven't relied on any warranty, statement, representation, or understanding not expressly set out in the Legal Terms and have no remedy in respect of such.
In the event that any provision of these Legal Terms is deemed invalid or unreasonable by a competent authority, it will not affect the validity of the other provisions or the remainder of the provision in question.
Severability In the event that any term or condition within this agreement is deemed illegal, invalid, prohibited, or unenforceable under any written law or by any court, administrative body, or competent jurisdiction, such provision will be ineffective to the extent of such determination. However, the invalidity or unenforceability of a specific term or condition will not impact the validity and enforceability of the remaining Legal Terms, which shall continue in full force and effect.
If a part of the Legal Terms is found to be invalid or unenforceable but could be valid and enforceable with the deletion of some part, the provision in question shall be modified as necessary for validity and enforceability.
Assignment In carrying out designated services, we retain the right to involve agents. Nonetheless, our primary responsibility for the services, as outlined in the Legal Terms, remains directed towards you.
Changes To The Legal Terms Firm Advice has the sole discretion to change, modify, add, or remove sections of these Terms of Use at any time.
It is your responsibility to regularly review these Terms of Use for updates.
Your ongoing use of the website after changes are posted indicates your acceptance and agreement with the modifications.
As long as you adhere to the Terms of Use, Firm Advice grants you a personal, non-exclusive, non-transferable, limited privilege to access and utilize the Website.
Choice Of Law And Jurisdiction Legal Terms are governed by, and construed in accordance with, the laws of the United Arab Emirates applicable in Ras Al Khaimah and Dubai.
Any dispute arising out of or in connection with the Legal Terms, including any question regarding its existence, validity or termination, shall be subject to the exclusive jurisdiction of the Courts of Ras Al Khaimah and Dubai.
Contact Us For any inquiries or comments regarding the Website or the Legal Terms, please reach out to us at info@firmadvice.ae.